AA

How to Reduce Prescription Drug Costs

If you do not qualify for Extra Help at this time there several other programs that can help. Save money on Medicare costs by comparing plans to find the best coverage for your situation.

You may ask if you can get a drug at a lower copay. This is important if your drug has a high copay. You may also ask if you can get more pills or a higher dose each month.

  • Sign up for the State Pharmaceutical Assistance Program (SPAP).

  • Apply for help from a certified charity like a copay foundation, if there is one for any medicines.

  • If taking brand name drugs, talk to the doctor about switching to generic drugs. Generic drugs usually cost less, and some plans may cover generic drugs if the coverage gap is reached. Or ask the doctor about switching to a lower-cost brand name drug.

  • Apply for help from a Patient Assistance Program (PAP) that serves people in Medicare Part D plans. If enrolled in the Patient Assistance Program, out-of-pocket costs must be submitted to Medicare or they will not count towards the total drug costs. Check with the Part D plan to see how to submit out-of-pocket costs.

  • See if your doctor can give free samples of any of the medicines taken.

  • Contact county public health department to see if they have a free medicine program.

Related Content

Part D Low Income Subsidy (LIS/Extra Help)
The Part D Low Income Subsidy (LIS/Extra Help) program helps pay for a portion of Part D prescription drug plan costs, including Part D premiums.
Original Medicare (Parts A & B) Costs
For most people, there is no premium for Medicare Part A, but there are out-of-pocket cost for Medicare Part B including premiums, deductibles, and coinsurance
Medicare Part C Costs
The 2020 average monthly premium for an MA plan is $36 but can vary from $0 to over $270. Medicare Parts A & B enrollment is a requirement before joining.

Age Well Planner is an educational website created by nonprofit the National Council on Aging (NCOA). We provide information, resources, and referrals on topics such as: Benefits, Income, and Medicare.

Connect With Us