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Medicare Advantage Special Needs Plans (SNPs)

Special Needs Plans (SNPs) are one of the 5 types of Medicare Advantage Plan Types. These are PPOs or HMOs that only admit people with Medicare who have certain conditions such as:

  • Individuals that are formally diagnosed with serious and disabling chronic medical conditions; or

  • People who have Medicaid and Medicare; or

  • People who reside in nursing homes or at home but have high care needs and could qualify for a nursing home.

Joining a Special Needs Plan (SNP)

To enroll in a SNP, Medicare beneficiaries must have Medicare Parts A and B, live in the SNP service area and meet the plan’s eligibility requirements. See the eligibility requirements for SNPs.

Each year, different types of Medicare SNPs may be available in different parts of the country. Insurance companies decide SNPs locations, benefits, and costs. Each year, insurance companies offering Medicare SNPs can decide to join or leave Medicare.

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Age Well Planner is an educational website created by nonprofit the National Council on Aging (NCOA). We provide information, resources, and referrals on topics such as: Benefits, Income, and Medicare.

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